Business Consulting
Cash flow advisory, compliance management, process optimization and finance & accounting transformation — with management insights and dashboards that let leadership act early.
Learn moreFunding & Business Support
Funding advisory and business support services
When a business is well structured and compliant, capital follows more easily. We prepare companies for lenders and investors, run the process through to close, and provide the finance back office that keeps growth under control.
Lender- and investor-ready, backed by clean compliance
Banks and investors look first at cash flows and then at the quality of your records — financial statements, GST and income tax filings, ROC and FEMA compliance. That is why our funding work sits alongside our compliance and structuring practices.
We are advisors, not lenders or investors: we prepare your case, identify the right banks, NBFCs or investors, and support you through negotiation and closing.
Scope
What we handle
Funding advisory
Debt funding
Working capital limits (CC / OD, LC, BG), term loans, project finance and consortium lending from banks, NBFCs and alternative lenders.
Refinancing & restructuring
Refinancing, loan consolidation, repayment rescheduling and covenant negotiation.
Equity & VC fundraising
Investment readiness, financial models, valuation, pitch decks and introductions to angel networks and VC funds — through term sheet and close.
Overseas borrowing
External commercial borrowings structured and reported under FEMA and RBI rules.
Business support
Fractional CFO
Senior finance leadership on a part-time basis: budgeting, cash-flow governance, board reporting and lender relationships.
Accounting & bookkeeping
Accurate, audit-ready books with monthly closes and reconciliations.
Payroll & MIS
Payroll processing and monthly MIS packs for management, boards and investors.
AI-enabled process automation
Automating invoice processing, bank reconciliations and compliance checks with AI tools — with human review built in.
Free tools
Funding calculators
Quick, indicative estimates to frame a conversation with lenders or investors.
Estimates borrowing capacity from EBITDA and the resulting annual debt service.
Debt capacityEBITDA × leverage multiple
Annual debt servicePrincipal + interest per year
Measures your cash conversion cycle and the working capital needed to fund it.
Cash conversion cycleDebtor + inventory − creditor days
Working capital gapFunding needed to bridge the cycle
Shows ownership after a priced round, including a new ESOP pool.
Post-money valuationPre-money + amount raised
Investor stakeAmount raised ÷ post-money
Founders & existingAfter investor stake and ESOP pool
Indicative estimates only. Actual limits, pricing and valuations depend on lender and investor appraisal.
Process
Our funding process
A structured process that keeps lenders and investors engaged and moves you to close.
Discovery & readiness
Financial health check, viability review, gap analysis and structuring recommendations.
Documentation
Information memorandum, investor-grade financial models, valuation and pitch materials.
Lender & investor engagement
Targeted outreach, profile matching, meetings and coordination of queries.
Negotiation & close
Term sheet and sanction review, due diligence support, documentation and closing.
FAQ
Funding & Business Support — common questions
What do banks look at before sanctioning a loan?
Mainly cash flows and debt-service coverage, the quality of your financial statements, promoter track record, collateral and compliance history. Clean GST, income tax and ROC records make a visible difference in credit appraisal.
Do you lend money or invest directly?
No. We are advisors — we prepare your case and work with banks, NBFCs and investors on your behalf. Sanction and investment decisions rest with the lender or investor.
What does a fractional CFO do?
A fractional CFO gives you senior finance leadership for a few days a month: budgets and forecasts, cash-flow control, board and investor reporting, and managing bank relationships.
How early should we prepare for a fundraise?
Ideally three to six months before you need the money. That leaves time to fix compliance gaps, prepare investor-grade financials and build a pipeline of lenders or investors.
Related practices
Often engaged together
Talk to a senior advisor
Share your requirement and we’ll set out the options, timeline and fee before any work begins.